Thursday, 17 September 2009

PENSION




PENSION FOR OUR PLANET.CO.UK is working with an increasing number of SIPP Trustees and IFAs as well as retaining our own specialist pension/SIPP adviser to assist with this process if our clients wish to do so. Pension for our Planet is a process whereby both individuals and corporate pension holders have the opportunity to reinvest part or all of their pension funds into ECO friendly projects - in this case sustainable forestry. The advantages here are that not only are you investing in your own future but also the future of your children and grandchildren. The other major benefit is that forestry has out performed all other commodities consistently over the past 75 years and is expected to do so for some time to come. There are a number of SIIP packages available for investing in forestry and several sustainable forestry companies supplying the products. Oxigen Investments PLC is probably the most experienced with this type of SIPP investment and consequently is partnered with Pension for our Planet.

A SIPP allows individuals to make their own investment decisions from the full range of HMRC & Customs (HMRC) approved investments. HMRC rules allow a greater range of investments to be held than a personal pension plan. Pension funds invested in ECO SIPPs also allow for TAX breaks for instance neither inheritance TAX or capital gains TAX is liable on forestry investments that have been running for 2 years or more.

The most important thing to remember is that the range of available investments depends largely on your choice of SIPP provider. In our case we specifically use SIPP providers & trustees who are well versed in ECO SIPP's, this is to say SIPPS that specialize in ECO friendly projects. This would generally include sustainable forestry, bio fuels, wind farming etc.

CALL NOW TO TALK TO OUR EXPERT STEVE HARMAN 0800 021 33 44

ECO SIPPS 0800 021 33 44


A SELF INVESTED PENSION PLAN
At Oxigen Investments PLC we consider ourselves to be the leading sustainable forestry investment resource in the UK. We can provide both information and advice and continually strive to bring you the best service available in this sector. We have many years experience in the environmentally friendly marketplace, specifically in ethical sustainable forestry plantations. We can assure all clients that any information we provide is unbiased and provided with no obligation.
Many other sustainable forestry websites claim to be experts but rarely do they have true qualifications or expertise to back up this claim. We have an established track record of excellence and are confident that we can help you whatever your level of investment.

CALL NOW TO REGISTER YOUR INTREST AND SPEAK TO ONE OF OUR CONSULTANTS on:
Freephone 0800 021 3344

Is an ECO SIPP Suitable for me? An ECO SIPP is suitable if:

- You are looking for flexibility and control of investment
- You are looking for flexibility of drawing benefits - some packages allow drawing of premiums before the full term
- You are looking for bespoke advice regarding ECO investments
- You are looking for low risk and high returns on your investment
- You are looking for various tax efficiencies and benefits
- You are looking to secure the future of your children and grandchildren as well as your own by helping protect the environment

ECO SIPPs are currently being used by a growing number of individuals and corporate pensions alike and are one of the fastest growing investment opportunities currently available.
They are being used by Single people, couples with or without dependents and people nearing retirement age are also moving their current pensions in ECO SIPPs. A number of people in the 20 - 35 age bracket are using their forestry investments as a SIPP but with the option to pay the balance on their homes where there is an existing interest only mortgages.

Government Information on SIPPs
A self invested pension plan (SIPP) is essentially a pension wrapper that is capable of holding investments and providing you with tax efficient savings for when you retire. You can access these benefits in stages allowing you the flexibility to leave some of the fund invested to continue growing.
You can make either a regular payment into your SIPP or a single payment and can transfer one or more other pension arrangements into it. Any money from existing pension funds can be transferred into your SIPP free of tax but you may be charged an administration fee so make sure that you factor this in when doing so. If you are currently employed then your employer may also make contributions to your SIPP.
From April 2006 it became possible to pay up to £215,000 into a SIPP each year which should increase to £255,000 by 2010. Many will earn less then this and in these cases the most you will be able to pay in will be limited to your gross pensionable income. You should also be aware that this money will be tax free.
There is a maximum amount that you can borrow and this is 50 per cent of the value of the fund.
It is important to note that anyone wishing to take out a SIPP needs to be domiciled in the UK and under the age of 75